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BN21_Financial_Trends_Prop_Tax_Graphs_online_AdoptedPROPERTY TAXES Inside L.O.  School Dist. Outside L.O.  School Dist. Total Prior year's actual assessed value, 2018‐19 $7,315,757,246 $382,239,817 $7,697,997,063 Plus estimated increases in assessed value: General growth @ 3%219,146,207     11,205,149      230,351,356      Estimation for new construction 72,786,029         ‐                    72,786,029         Less urban renewal agency's estimated excess assessed value over its frozen tax base (383,969,279)     ‐                    (383,969,279)     2019‐20 estimated assessed value $7,223,720,203 $393,444,966 $7,617,165,169 Tax rate: Permanent tax rate authority (5.0353 / 4.5884)Gross levy Net Levy Proposed tax rate levied 4.9703               4.5884             @ 100% @ 94% 2019‐20 permanent taxes levied $35,904,056 $1,805,283 $37,709,339 35,446,000$  2019‐20 bonded debt tax rate and bonded debt levy 0.2461           $1,874,468 1,762,000     Total net levy (estimated current property taxes to be collected, excluding delinquencies)  37,208,000$  Inside L.O.  School Dist. Outside L.O.  School Dist. Total Prior year's estimated assessed value, 2019‐20 $7,607,689,482 $393,444,966 $8,001,134,448 Plus projected increases in assessed value: General growth @ 3%227,904,174   11,541,304    239,445,478    Projection for new construction 75,697,470       ‐                  75,697,470       Less urban renewal agency's projected excess assessed value over its frozen tax base (405,418,353)   ‐                  (405,418,353)   2020‐21 projected assessed value $7,505,872,773 $404,986,270 $7,910,859,043 Tax rate: Permanent tax rate authority (5.0353 / 4.5884)Gross levy Net Levy Projected tax rate levied 4.9703             4.5884           @ 100%@ 94% 2020‐21 permanent taxes levied $37,306,439 $1,858,239 $39,164,678 36,814,000$  2020‐21 bonded debt tax rate and bonded debt levy 0.2447           $1,936,170 1,820,000     Total net levy (projected current property taxes to be collected, excluding delinquencies)  38,634,000$   Property Taxes                                      Proposed Fiscal Year 2019‐20 Calculation Property Taxes                                      Proposed Fiscal Year 2020‐21 Calculation FINANCIAL TRENDS - PROPERTY TAXES This graph provides some insight into the growth of the City of Lake Oswego's assessed value since fiscal year 2000‐01. The trend shows that assessed value continues to climb. The estimation of the assessed value starts with the previous year’s assessed value and adds three factors: a growth factor (maximum allowed by law is 3%), an allowance for new construction, and an allowance for annexed property. The assessed value now reflects about 63% of the real market value. The above chart reflects the property tax rates applicable to the City's portion of property taxes. These rates show the bonded debt rate separately and exclude the rates for other taxing authorities such as education and the county. By applying these rates to every $1,000 of assessed value, the amount of property taxes paid to the City can be estimated. For example, the rate of $5.22 equates to $522 per $100,000 of assessed value; accordingly, an average home with an assessed value of $485,000 will pay about $2,532 of its total property tax bill for City services. $0 $750,000 $1,500,000 $2,250,000 $3,000,000 $3,750,000 $4,500,000 $5,250,000 $6,000,000 $6,750,000 $7,500,000 $8,250,000 Total  Assessed Value  (000's) for the City of Lake Oswego $0 $1 $2 $3 $4 $5 $6 $7 5.25 5.24 5.22 5.22 5.46 5.55 5.77 5.87 5.80 5.72 5.70 5.70 5.62 5.58 5.58 5.57 5.54 5.40 5.35 5.31 Property Tax  Rates (the City's portion) Bonded Debt Rate City's Base Rate